Legal

Affiliate Disclosure

Transparency is a core value here. This page explains how affiliate relationships work on this site, in full compliance with FTC guidelines.

FTC Compliance

In accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255), The Finance Angel discloses that some links on this website — including on the Services, Connect, and Shop pages — are affiliate links. This means that if you click a link and make a purchase or sign up for a service, The Finance Angel may receive a small commission or referral fee at no additional cost to you.

What This Means for You

Affiliate commissions help support the free content, podcast production, and digital resources offered through The Finance Angel. Using an affiliate link does not change the price you pay — you get the same rate you would if you went directly to the company's website. You are never obligated to use an affiliate link, and you are always free to search for the product or service independently.

Current Affiliate Partners

The Finance Angel currently participates in affiliate or referral programs for the following products and services:

•Capital One Quicksilver — a no-annual-fee cash back credit card recommended for everyday spending.
•Kikoff — a credit-building tool for those looking to establish or repair their credit score.
•Earnest — a student loan refinancing platform offering competitive rates and flexible repayment options.
•Capital One Shopping — a browser extension that automatically finds coupons and better prices while you shop online.

Our Recommendation Standard

I only share affiliate links for tools and services I personally use, have researched thoroughly, or genuinely believe could benefit my audience. The existence of an affiliate relationship does not influence which products are recommended — if a product or service does not align with my values or the financial well-being of this community, it will not appear here regardless of commission. My reputation and your trust matter far more than any referral fee.

Questions

If you have any questions about this disclosure or want to know whether a specific link is an affiliate link, please reach out directly at hello@thefinanceangel.com. I'm always happy to be transparent about how this works.